Doctor of Finance

Making Your Finances Healthy!

Calculate your Net Worth

Who am I?

Hello, I’m Dr. Atul Sawant, a radiologist based in Abu Dhabi with qualifications like MD in Radiology, FRCR London, and a European Diploma in Radiology. I bring the same precision from medical diagnostics to diagnosing financial issues, transforming financial health just as a doctor heals patients.

Despite professional success, I struggled financially due to a lack of knowledge. After years of studying personal finance, I turned my biggest weakness into a strength. Now, I aim to help others achieve financial independence and stability. With the insights of a financial expert and the practical mindset of a doctor, I’m here to guide you toward financial fitness.

What do I offer?

The Financial Fitness Plan:
After immersing myself in resources on wealth management and tax-efficient investment strategies, I developed the Financial Fitness Plan. This structured, four-stage plan is based on real-life experience and designed to transform financial health.

Negative Cash Flow
(Red level)

This stage is for those whose expenses exceed their income. The focus here is to plug the financial leaks and regain control over your money.

  • Identify the Problem Areas: Spot where your money is leaking and stop unnecessary expenses while preserving essential needs.
  • Practical Solutions: Prioritize debts, negotiate with creditors, and eliminate high-interest obligations.
  • Action Plan: Implement strategies that swiftly transition you from negative cash flow to a positive financial state.

Building a Strong Financial Foundation
(Orange level)

Once you’re out of the negative cash flow stage, it’s time to lay a solid foundation for long-term financial stability.
  • Debt Management: Assess all debts and create a clear, actionable repayment plan.
  • Emergency Fund: Build an emergency fund to safeguard against unexpected expenses.
  • Budget Mastery: Learn simple yet effective methods to create and maintain a budget.
  • Insurance Awareness: Understand the importance of medical and term insurance to protect your family and assets.

Wealth Creation (Yellow level)

With a strong foundation in place, the focus shifts to building wealth and achieving financial independence.

  • Investment Basics: Explore various investment options such as mutual funds, stocks, and bonds.
  • Start Investing: Begin your investment journey with a clear vision for your financial goals.
  • Expand and Plan: Focus on long-term planning, including retirement savings and future milestones.
  • Asset Allocation: Learn how to diversify investments and manage risks effectively.
  • Fun Money: Strike a balance between enjoying life and sticking to a sound investment strategy.

Wealth Multiplication (Green level)

In this advanced stage, the goal is to maximize your wealth, secure your legacy, and enjoy financial freedom.

  • Grow Your Assets: Focus on advanced strategies to grow your assets and create multiple income streams.
  • Maximize Returns: Learn risk management techniques and optimize your portfolio for higher returns.
  • Retirement Planning: Ensure a comfortable retirement with sufficient resources.
  • Legacy Building: Develop strategies to pass on wealth and values to future generations.
Through these stages, the Financial Fitness Plan equips you with actionable steps and the mindset to achieve financial independence. Join me as we simplify personal finance and pave the way for a secure future.

The Financial Fitness Plan

Why am I doing this?

Mission

  • Liberate individuals from financial struggles.
  • Simplify personal finance and make it accessible to everyone.
  • Provide clear, actionable steps to achieve financial independence.
  • Inspire every Indian to retire as a crorepati through smart, informed decisions.

Vision

  • Empower every individual, irrespective of income, to feel confident about their financial future.
  • Provide practical tips and strategies for effective wealth management and smart investments.
  • Help every Indian retire as a crorepati, making financial freedom a reality.
  • Build a future where money serves people, not the other way around.

Purpose

To be the guiding light for individuals overwhelmed by financial complexities. Through engaging YouTube videos and personalized advice, I aim to:

  • Make financial planning an integral part of everyone’s life.
  • Empower at least 1 million individuals to retire as millionaires.
  • Ensure financial security and peace of mind for all.

Why am I doing this?

Mission

  • Liberate individuals from financial struggles.
  • Simplify personal finance and make it accessible to everyone.
  • Provide clear, actionable steps to achieve financial independence.

Vision

  • Empower every individual, irrespective of income, to feel confident about their financial future.
  • Provide practical tips and strategies for effective wealth management and smart investments.
  • Help every Indian retire as a crorepati, making financial freedom a reality.
  • Build a future where money serves people, not the other way around.

Purpose

To be the guiding light for individuals overwhelmed by financial complexities. Through engaging YouTube videos and personalized advice, I aim to:
  • Make financial planning an integral part of everyone’s life.
  • Empower at least 1 million individuals to retire as millionaires.
  • Ensure financial security and peace of mind for all.

What My Clients Say?

His teaching made us understand the unknown concept of financial planning. He teaches just like that the layman can also understand the concept. Thank you very much for such a great initiative.
Mrs. Megha Mohite
Dr. Atul was very good at teaching, his real-life examples were easy to understand A very talented person with a very open mindset, and uses simple language that is easy to understand financial concepts.
Dr. Joshna Humane
Excellent explanation in a simple understandable way for such a complex topic I really admire your creative approach to lessons. The activities and projects you design make learning engaging and fun!
Mansoor
Dr.Atul has vast knowledge and has conducted in-depth studies in this field of finance. He explains the very basics of finance in simple language and takes us step by step teaching each concept and topic carefully. Appreciate all your efforts in explaining such a tough subject with such ease and comfort. Have already started following the steps set by you to achieve financial fitness. Best wishes to you in this journey of sharing your knowledge and teaching so many of us. Thank you again.
Dr. Vinaya
Dr. Atul's financial fitness plan is very useful in money making & recovering my "too much" financial loss which I did in the last two decades. Very good session, in an easily understandable language. He patiently clears all doubts till you understand the point. Got very positive & satisfactory results after following Dr Atul's financial plan. Cleared all debits except my Home loan as per Dr. Atul's guidance & now investing 25% of my income in savings as told by Dr. Atul in his sessions. Thank you Dr Atul for taking an interest in teaching a very useful ( always ignored in academics) topic of financial planning. Best wishes.
Dr. Kisan Mohite

Let’s Talk Finance (or Just Say Hi!)

Got questions about investing, debt, or how to make your financial dreams come true? Or maybe you just want to chat about the latest Social Media trends in finance (we all need a break). Whatever it is, I’m here for it!

Fill out the form below and I’ll get back to you faster than you can say “compound interest.”